css
body{
margin:0;
font-family:Poppins,sans-serif;
background:#f4f7fc;
}

.navbar{
display:flex;
justify-content:space-between;
align-items:center;
padding:15px 7%;
background:white;
position:sticky;
top:0;
z-index:999;
box-shadow:0 2px 10px rgba(0,0,0,0.05);
}

.logo-section{
display:flex;
align-items:center;
gap:10px;
}

.logo-section img{
height:50px;
}

.navbar nav a{
margin-left:20px;
text-decoration:none;
color:#081b33;
font-weight:600;
}

.hero{
height:100vh;
display:flex;
align-items:center;
justify-content:center;
text-align:center;
background:linear-gradient(rgba(8,27,51,0.75),rgba(8,27,51,0.75)),url('https://images.unsplash.com/photo-1554224155-6726b3ff858f?q=80&w=1400&auto=format&fit=crop') center/cover;
color:white;
padding:0 20px;
}

.hero-content h1{
font-size:55px;
max-width:900px;
}

.hero-content p{
font-size:18px;
line-height:1.8;
}

.hero-buttons{
margin-top:30px;
}

.hero-buttons button,
.hero-buttons a,
.calculator button,
.eligibility button,
.card button,
.popup button,
.cta button{
padding:14px 24px;
border:none;
border-radius:40px;
background:#d4af37;
font-weight:700;
text-decoration:none;
color:black;
cursor:pointer;
}

.section{
padding:80px 7%;
}

.title{
text-align:center;
font-size:40px;
margin-bottom:50px;
color:#081b33;
}

.trust-strip{
display:grid;
grid-template-columns:repeat(auto-fit,minmax(200px,1fr));
gap:20px;
padding:40px 7%;
background:white;
text-align:center;
}

.trust-strip h2{
color:#d4af37;
font-size:34px;
}

.bank-logos{
display:flex;
justify-content:center;
gap:40px;
flex-wrap:wrap;
}

.bank-logos img{
height:45px;
}

.card-grid{
display:grid;
grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
gap:25px;
}

.card,
.testimonial,
.calculator,
.eligibility{
background:white;
padding:30px;
border-radius:20px;
box-shadow:0 10px 30px rgba(0,0,0,0.08);
}

.card button{
margin-top:15px;
}

input,
select{
width:100%;
padding:14px;
margin-bottom:15px;
border-radius:10px;
border:1px solid #ddd;
}

.cta{
background:#081b33;
color:white;
text-align:center;
padding:80px 20px;
}

.footer-grid{
display:grid;
grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
gap:30px;
background:#06111f;
color:white;
padding:60px 7%;
}

.whatsapp,
.call{
position:fixed;
right:20px;
width:60px;
height:60px;
border-radius:50%;
display:flex;
align-items:center;
justify-content:center;
text-decoration:none;
font-size:25px;
color:white;
z-index:999;
}

.whatsapp{
bottom:20px;
background:#25D366;
}

.call{
bottom:90px;
background:#081b33;
}

.popup{
position:fixed;
inset:0;
background:rgba(0,0,0,0.7);
display:none;
justify-content:center;
align-items:center;
z-index:1000;
}

.popup-box{
background:white;
padding:35px;
border-radius:20px;
width:95%;
max-width:400px;
}

@media(max-width:768px){
.hero-content h1{
font-size:36px;
}

.navbar{
flex-direction:column;
gap:10px;
}
}